Insurance will pay yes your right , but what about the other things.
The effect of RR them selves.
The money cost will be covered by insurance yes , but airlines might not buy RR engines after this.
What about the a380’s that are in service that need there engines replacing ,there downtime will cost money , will RR pay for that too.

Mods it might be a good idea to merge the 2 A380 thread , they both seem to be going the same way.

The first engines on the 747 were very troublesome. Yet, airlines saw the bigger picture. The 747 prospered, as did the engines.

This is but a glitch in the whole grand scheme of it all. RR will weather it and remain a premier engine supplier.