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nJayM

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Viewing 15 posts - 301 through 315 (of 1,918 total)
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  • in reply to: General Discussion #283568
    nJayM
    Participant

    A fish wielding Commander in Chief I guess

    A fish wielding Commander in Chief I guess.

    Salmond by name Salmon by weapon.

    Assisted by another fish Nicola Sturgeon

    What a load of complete cods wallop the Scottish First Minister comes out with at a serious economic crisis period in time when he should be standing shoulder to shoulder with England, Wales and Northern Ireland and burying all the extreme Nationalism for good.

    An island survives on being united.

    He should perch himself on top of the Wallace Monument in Stirling and be a modern day Braveheart but safely out of public earshot.

    in reply to: Scottish armed forces – what might they look like? #1867496
    nJayM
    Participant

    A fish wielding Commander in Chief I guess

    A fish wielding Commander in Chief I guess.

    Salmond by name Salmon by weapon.

    Assisted by another fish Nicola Sturgeon

    What a load of complete cods wallop the Scottish First Minister comes out with at a serious economic crisis period in time when he should be standing shoulder to shoulder with England, Wales and Northern Ireland and burying all the extreme Nationalism for good.

    An island survives on being united.

    He should perch himself on top of the Wallace Monument in Stirling and be a modern day Braveheart but safely out of public earshot.

    in reply to: AA files for chapter 11 #559140
    nJayM
    Participant

    It may be rough initially

    It may be rough initially.

    To recover from a Chapter 11 in the current economic recession will take radical surgery. Sad but realistic.

    Over the last few years several large American airlines have made many flight crew redundant but then on the rebound they got first option to rejoin. Severance packages aren’t small in many cases and if prudent can be used to weather the gap (storm).

    The economic doldrums are hitting the whole world at present and it’s an austere few years ahead for many sadly.

    I hope AA make it through the hoops.

    in reply to: AA files for chapter 11 #559154
    nJayM
    Participant

    Safer than going under completely

    Safer than going under completely. US companies have this protective umbrella which allows them to continue to perform while radically re-structuring.

    in reply to: General Discussion #285979
    nJayM
    Participant

    What is the problem with people due at work in the morning clubbing?

    What is the problem with people due at work in the morning clubbing?:diablo:

    If one is out until 4/5 am and then come in to work at 9 am do you consider one can give of your best to your employer or your customer?

    I hardly think so.

    Also by clubbing every night what have you done apart from squander your money which if saved may help you get on the home owner market, pay for education/training to get a better job or saving up to start a small business.

    If clubbing is all youth live for then why not give up the job and let an older person have it that isn’t likely to come in to work hungover or dog tired.

    If unemployed it is taking the ‘p.ss’ if the money the state gives a person is used to squander in the nightclubs, then litter the streets and cause havoc for law enforcement agencies and A&E departments.

    Maybe the youth of today need everything on a plate even to think original and innovate.

    Did our ancestors have guide books and television to produce and innovate some of the things they did produce?

    Well there is an economic war on in the world and it’s time the youth of today recognised that it is their future that is on the line.:eek:

    Wakey wakey time under 25s

    I have nothing against young people having a sensible night out at a nightclub if they aren’t at work the next day and do not provide extra work for the council street cleaning authorities, law enforcement agencies and A&E departments.

    Anything in moderation is acceptable.

    in reply to: Eurozone debt web: Who owes what to whom? #1870134
    nJayM
    Participant

    What is the problem with people due at work in the morning clubbing?

    What is the problem with people due at work in the morning clubbing?:diablo:

    If one is out until 4/5 am and then come in to work at 9 am do you consider one can give of your best to your employer or your customer?

    I hardly think so.

    Also by clubbing every night what have you done apart from squander your money which if saved may help you get on the home owner market, pay for education/training to get a better job or saving up to start a small business.

    If clubbing is all youth live for then why not give up the job and let an older person have it that isn’t likely to come in to work hungover or dog tired.

    If unemployed it is taking the ‘p.ss’ if the money the state gives a person is used to squander in the nightclubs, then litter the streets and cause havoc for law enforcement agencies and A&E departments.

    Maybe the youth of today need everything on a plate even to think original and innovate.

    Did our ancestors have guide books and television to produce and innovate some of the things they did produce?

    Well there is an economic war on in the world and it’s time the youth of today recognised that it is their future that is on the line.:eek:

    Wakey wakey time under 25s

    I have nothing against young people having a sensible night out at a nightclub if they aren’t at work the next day and do not provide extra work for the council street cleaning authorities, law enforcement agencies and A&E departments.

    Anything in moderation is acceptable.

    in reply to: Arrows incident at Scampton 08-11-11 #2325634
    nJayM
    Participant

    For anyone that cannot get to Scampton in person to sign the book of condolence

    For anyone that cannot get to Scampton in person to sign the book of condolence, there is –

    “….A book of Condolence has been opened and is currently situated outside the gates of RAF Scampton.

    Members of the public who are unable to visit RAF Scampton can use the form below to add their messages of condolence.” see URL

    http://www.raf.mod.uk/reds/teamnews/fltltseancunningham.cfm

    “All messages that we receive will be printed and added to the book.

    You can also email to the Red Arrows PR Team at:

    [email]redarrowspra@scampton.raf.mod.uk[/email]

    If you wish to write please send your messages to:

    Red Arrows
    RAF Scampton
    Lincoln
    Lincs
    LN1 2ST”

    At a time when the Reds need all the morale boosting they can get I encourage all those who love seeing the Reds in action to use a method suitable to convey their thoughts.

    in reply to: General Discussion #286049
    nJayM
    Participant

    What you say would hold in a short economic recession but…

    What you say would hold in a short economic recession but… this one ain’t short and the second phase may be just rearing it’s head.

    In the securitisation pot or bucket go a sprinkling of low risk safe mortgages (people who have real assets and will never default) along with several high risk once, twice, three times a mortgage rubbish. That is property that may not exist, may exist but is built of straw, existed but is so highly already re-mortgaged that no asset is recoverable, or the poor souls who have no hope of repaying or being re-employed.

    In a long economic recession the recovery from these sub prime errors is unlikely in the working lifetime of the high risks borrowers.

    It’s a win win for trading houses masquerading under the guise of banks only because at the time the UK Treasury lent the billions no one knew the full extent of the impending economic recession.

    I think it’s time this government called the bluff on the crooked trading houses sheltering under the safe umbrella of the banks and sold the RBS and BoS off each as two separate entities RBS bank, RBS Traders, BoS Bank and BoS Traders.

    Otherwise it’s simply a game of waiting for manna from heaven which ain’t coming.

    in reply to: Northern Rock Split-Up and Sold by Government #1870178
    nJayM
    Participant

    What you say would hold in a short economic recession but…

    What you say would hold in a short economic recession but… this one ain’t short and the second phase may be just rearing it’s head.

    In the securitisation pot or bucket go a sprinkling of low risk safe mortgages (people who have real assets and will never default) along with several high risk once, twice, three times a mortgage rubbish. That is property that may not exist, may exist but is built of straw, existed but is so highly already re-mortgaged that no asset is recoverable, or the poor souls who have no hope of repaying or being re-employed.

    In a long economic recession the recovery from these sub prime errors is unlikely in the working lifetime of the high risks borrowers.

    It’s a win win for trading houses masquerading under the guise of banks only because at the time the UK Treasury lent the billions no one knew the full extent of the impending economic recession.

    I think it’s time this government called the bluff on the crooked trading houses sheltering under the safe umbrella of the banks and sold the RBS and BoS off each as two separate entities RBS bank, RBS Traders, BoS Bank and BoS Traders.

    Otherwise it’s simply a game of waiting for manna from heaven which ain’t coming.

    in reply to: General Discussion #286124
    nJayM
    Participant

    These pics should give anyone with a modicum of common sense ideas ..

    These pics should give anyone with a modicum of common sense ideas ..

    The first shows RBS’s gargantuan buildings with their own private flyover the A8 and opposite EDI

    The second shows RBS and BofS buildings in the Gygle a stones throw from EDI.

    The next shows the RBS former HQ. A majestic building of great architectural history.
    At present even last weekend poor souls have set up silent protest tents (camping out in the freezing cold) in St Andrews Square immediately opposite the building but to what avail?
    A bit similar to ‘Big Issue’ sellers pestering you and me (we are the converted) – why not outside Whitehall and Holyrood?

    The last shows the former BoS building where there now is a museum where one can see a real Million Pound note. ( “A bank – no sir no bank to be found here – sorry”)

    Can anyone understand why having done away with friendly high street branches who knew 99% of their customers these two (and other banks too) have erected these monsters to replace what were sensible HQ buildings?
    Simple that was when they were real banks.
    The modern massive buildings hide masses of trading technology and gullible marketeers sell these high risk products to gullible bank customers (you, me and the elderly).

    My own thoughts looking at the buildings many times for real are that they would make great PFI owned Hospital Buildings and the staff to work in them could come in the first instance from the greedy bank employees who I hope will be made redundant.:rolleyes:

    in reply to: Northern Rock Split-Up and Sold by Government #1870249
    nJayM
    Participant

    These pics should give anyone with a modicum of common sense ideas ..

    These pics should give anyone with a modicum of common sense ideas ..

    The first shows RBS’s gargantuan buildings with their own private flyover the A8 and opposite EDI

    The second shows RBS and BofS buildings in the Gygle a stones throw from EDI.

    The next shows the RBS former HQ. A majestic building of great architectural history.
    At present even last weekend poor souls have set up silent protest tents (camping out in the freezing cold) in St Andrews Square immediately opposite the building but to what avail?
    A bit similar to ‘Big Issue’ sellers pestering you and me (we are the converted) – why not outside Whitehall and Holyrood?

    The last shows the former BoS building where there now is a museum where one can see a real Million Pound note. ( “A bank – no sir no bank to be found here – sorry”)

    Can anyone understand why having done away with friendly high street branches who knew 99% of their customers these two (and other banks too) have erected these monsters to replace what were sensible HQ buildings?
    Simple that was when they were real banks.
    The modern massive buildings hide masses of trading technology and gullible marketeers sell these high risk products to gullible bank customers (you, me and the elderly).

    My own thoughts looking at the buildings many times for real are that they would make great PFI owned Hospital Buildings and the staff to work in them could come in the first instance from the greedy bank employees who I hope will be made redundant.:rolleyes:

    in reply to: General Discussion #286131
    nJayM
    Participant

    The simple words mooted by George Osbourne and David Cameron were

    The simple words mooted by George Osbourne and David Cameron were – “by 2015 the legislation will be in force to enforce that banks that hadn’t already done so “Ring Fence” their operations.

    The Ring Fence means that the “Capt Mannering” like banking current accounts, savings accounts, ISAs, loans, overdrafts, etc continue to be called and remain under the safe umbrella of “Banking”.

    Yes sure there is money to be made in investments, trading of shares, stocks, bonds, if one has the money and wishes to do so. That is an option any individual with the means can engage in (a high stakes gamble/lottery).

    These aspects falsely under the roof of ‘banking’ must be removed from the protective umbrella and also stop rifling the banking operations’ assets.

    Two separate sets of financial accounts and statements – very simple.

    The ‘riskay’ folk take the rough with the smooth (go bust when they fail) while the ‘real bankers’ stay steady hopefully.

    2019 isn’t good enough (2015 is/was viable) and the entire UK ‘economic ship’ may sink while these brainless layabout traders pocket their bonuses and build their palaces in foreign parts.

    It’s time that public awareness was heightened and the public especially the elderly (pensioners) and wage earners putting towards pensions schemes, should urgently request through their local MPs that the Chancellor and Prime Minister revise the target and also sell off RBS and BofS urgently.

    At least it would stop the drain off of public funds as bonuses.

    in reply to: Northern Rock Split-Up and Sold by Government #1870272
    nJayM
    Participant

    The simple words mooted by George Osbourne and David Cameron were

    The simple words mooted by George Osbourne and David Cameron were – “by 2015 the legislation will be in force to enforce that banks that hadn’t already done so “Ring Fence” their operations.

    The Ring Fence means that the “Capt Mannering” like banking current accounts, savings accounts, ISAs, loans, overdrafts, etc continue to be called and remain under the safe umbrella of “Banking”.

    Yes sure there is money to be made in investments, trading of shares, stocks, bonds, if one has the money and wishes to do so. That is an option any individual with the means can engage in (a high stakes gamble/lottery).

    These aspects falsely under the roof of ‘banking’ must be removed from the protective umbrella and also stop rifling the banking operations’ assets.

    Two separate sets of financial accounts and statements – very simple.

    The ‘riskay’ folk take the rough with the smooth (go bust when they fail) while the ‘real bankers’ stay steady hopefully.

    2019 isn’t good enough (2015 is/was viable) and the entire UK ‘economic ship’ may sink while these brainless layabout traders pocket their bonuses and build their palaces in foreign parts.

    It’s time that public awareness was heightened and the public especially the elderly (pensioners) and wage earners putting towards pensions schemes, should urgently request through their local MPs that the Chancellor and Prime Minister revise the target and also sell off RBS and BofS urgently.

    At least it would stop the drain off of public funds as bonuses.

    in reply to: General Discussion #286157
    nJayM
    Participant

    What was done with Northern Rock must happen with all banks

    What was done with Northern Rock must happen with all banks.

    This was mooted with vigour by this government but I am reliably informed that the original target has been shifted from 2015 to 2019 – Too late.

    It’s simple the ‘true’ banking areas of a bank or building society remain under the umbrella of being referred to as a Banking Operation – they take your money with your consent and place in various types of accounts, current, savings.

    The high risk side of many of these banks is where they have without your permission used the deposits made in the genuine banking operation for ‘trading’ exploits that have gone ‘t.ts’ up in a big way.
    These are trading and investment operations and are not referred to as banking. They have nothing to do with banking.
    They must be ring fenced and a separate set of financial accounts and statements produced from the true banking operation.

    Yes the high risk side of NR owes the Treasury £21bn.

    Anyone care to ask what the RBS and BofS failures owe. I hope they too get sold off very soon as it is a farce that they have billions in taxpayers money and are still living a life of riley.

    Want to see their bonus payments after being declared bankrupt? They individually amount to more than many earn in a lifetime.

    No need for any violence or hostility – just simply sell or shut them down asap. An economic recession is a great explanation for such actions.

    Simple statement from HM Treasury “Sorry we simply cannot afford you”.

    in reply to: Northern Rock Split-Up and Sold by Government #1870290
    nJayM
    Participant

    What was done with Northern Rock must happen with all banks

    What was done with Northern Rock must happen with all banks.

    This was mooted with vigour by this government but I am reliably informed that the original target has been shifted from 2015 to 2019 – Too late.

    It’s simple the ‘true’ banking areas of a bank or building society remain under the umbrella of being referred to as a Banking Operation – they take your money with your consent and place in various types of accounts, current, savings.

    The high risk side of many of these banks is where they have without your permission used the deposits made in the genuine banking operation for ‘trading’ exploits that have gone ‘t.ts’ up in a big way.
    These are trading and investment operations and are not referred to as banking. They have nothing to do with banking.
    They must be ring fenced and a separate set of financial accounts and statements produced from the true banking operation.

    Yes the high risk side of NR owes the Treasury £21bn.

    Anyone care to ask what the RBS and BofS failures owe. I hope they too get sold off very soon as it is a farce that they have billions in taxpayers money and are still living a life of riley.

    Want to see their bonus payments after being declared bankrupt? They individually amount to more than many earn in a lifetime.

    No need for any violence or hostility – just simply sell or shut them down asap. An economic recession is a great explanation for such actions.

    Simple statement from HM Treasury “Sorry we simply cannot afford you”.

Viewing 15 posts - 301 through 315 (of 1,918 total)