Alan, insurance is a gamble. For nearly 60 yrs I had cats that insurance would not cover let alone pay out. Did I save money by not having insurance? Who is to know?
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It is tricky I know. We have never actively gone out to get a cat, they decide they want to come and live with us.
People who used to live next door belonged to the CPL. They must have had about 20 cats in their place at one time,
some living in cages in the garden. Two of them decide they wanted to live with us.
Anyway the people split up and moved, leaving the two cats with us. We had them for a long time before one got ill and died fairly quickly. The other one had a thyroid problem and cost us a fortune at the vet. I eventually had to have him put to sleep,.
Just before that, another cat moved in, it was outside our back door in the freezing cold and snow. He’s been with us for about five years now.
Just before Easter this year he had an accident, a dislocated hip etc, which cost over £1,000 in vets fees. Then back in September he managed to break some bones in his lower leg. This time it cost over £2,000 🙁
Reading up on insurance, some companies are better than others. Best to avoid the ones offered by supermarkets apparently.
This is Phil, after his first mishap
Another cat who thinks he owns us
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